Changes to Calculating Credit Scores Pending in Congress

We can see how this will help most, but it will hurt some. 

More - Money Mistakes to Avoid in Your 20s

Retail Shoppers Have Disappeared

The government shutdown impacted retail sales.  With the next scheduled crisis just after the holidays, current spending levels authorized through 01/15/2014 and the debt cushion extended through 02/07/2014, shoppers aren't likely to loosen the purse strings this holiday season. 

More - "Do you want to save 10% on your purchase today?"  "No."

Tips for Cutting Back Credit Card Spending

Three tips for cutting back spending on your credit card.

"Do you want to save 10% on your purchase today?" "No."

Did you ever regret agreeing to sign up for that retail credit card?  Here are four steps to correct that. 

Mortgage Relief Program

The NYTs claims it has been working as expected.

Worth Repeating

"The greater part of our happiness or misery depends upon our dispositions, and not upon our circumstances.” - Martha Washington

Revolution Partie Deux

Are we seeing an American-style French Revolution?  We're not likely to see people taken to the guillotine, but that doesn't mean we shouldn't pay attention.  The clowns politicians in Washington should take note of numbers 12 and 13. 

Debt-Limit Deal Coming Down to the Wire

Looks like Mr. Boehner has lost control of his House.  It's just astounding that we're even at this point, again.  These leaders continue to fail at their job and continue to get elected. 

NFL May Stop Blacking Out Games

Because it's punitive and unprofitable.

It's Luke Deja Vu All Over Again

We've seen this play out before and we're doing our best to do it over again.   

1 in 10 Admit Secret Credit Card Purchases Played a Role in Their Divorce

Family finances play a big role in a relationship.  Managing the family purse strings should be a team effort.  Often, though, dishonestly about finances is a symptom of other issues. 

Considerations When Applying for a Store Credit Card

In general, the rewards for signing up for retail store credit cards aren't worth it.  If you're considering one, ask yourself these questions.

Managing Debt After Someone Dies

Here are ten tips for managing debt after someone dies.   

Great American Beer Festival Winners

We're fortunate to live in Denver, home of the annual Great American Beer Festival.  We didn't go this year.  We do have a list of winners and will try them throughout the year.  If we're staying home to save money, we'll spend just a little more on quality beer or wine.  Being Money Conscious doesn't mean having a bad life.

Be a Financial Role Model

Another way to help your child(ren) learn about money is to be a good financial role model.  Mostly this requires talking.

Money Mistakes to Avoid in Your 20s

Unfortunately, some people are still making these mistakes in the 40s and 50s. 

Cut Your Cable Cord and Still See NFL Football

Apparently this technology has been around for a while, but we're not the savviest techies.  We're not sure how legal this is.  Watch free NFL Football at your own risk. 

More - Cutting the Cable Cord

If You Feel Like You're Working Harder For Less . . .

it's cause you are.

It's Time to Cut the Cable Cord

If you haven't cut your cable cord yet, now's a good time.  We have Apple TV and like it.  We cut the cord three years ago and haven't missed it, except for the occasional football game that we can't get.  If the game is important enough, we'll walk to a local bar.  It's more social and gets us out of the house.  We just have to be conscious about no overspending on beer.

If You Think You Have it Tougher Than Your Parents You Probably Do

You especially have it tougher than your grandparents.  Check out the graphic here.  Of all, the home size it was surprises us most as this is something homeowners can pretty easily control.