Are We Learning or Is the Cycle Starting All Over Again?

Although it is good to see consumer spending up, it hearkens back to the days not so long ago that our economy was being propped up with debt induced euphoric spending. With the increase in spending tracking what appears to be the increase in home prices, have we really learned our lesson or have Americans become used to the Home Refi ATM again? We hope that more have learned the Debt Free Principles and are finally able to spend more due to #moneyconscious spending.