Retail Shoppers Have Disappeared

The government shutdown impacted retail sales.  With the next scheduled crisis just after the holidays, current spending levels authorized through 01/15/2014 and the debt cushion extended through 02/07/2014, shoppers aren't likely to loosen the purse strings this holiday season. 

More - "Do you want to save 10% on your purchase today?"  "No."

The Washington Threat

Business leaders around the country are starting to see Washington DC as the biggest threat to the U.S. economy.  This affects jobs.  Because of the recent "crisis" many businesses saw consumer spending drop.  This happens crisis after crisis and Washington is nothing anymore if it's not a crisis. 

Social Security Recipients at Risk

Here's another reason to not rely on Social Security.  Studies suggest that Gen Y and Millennials don't expect to be around for them and are planning otherwise.  Unfortunately, many current recipients may not have planned accordingly.  All generations should plan as if Social Security won't be around to help them.  For your own security, consider it a perk.